It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Billion

Premium Sold

10,000+

Professional Agents

It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Billion

Premium Sold

10,000+

Professional Agents

Michael DiGiovanni

Licensed Broker & Senior Field Underwriter

ABOUT ME

ABOUT ME

With over 30 years of experience in the life and health insurance industry, I specialize in helping business owners and professionals develop customized insurance strategies that provide long-term protection and peace of mind.

As an independent agent, I work with over 40 top-rated insurance companies. This allows me to shop the market on your behalf and find the best coverage options and rates—without being tied to any single carrier.

I understand the unique financial challenges and responsibilities that come with running a business or managing a career. That’s why I offer tailored solutions—including life insurance, health plans, disability coverage, and final expense options—that address both personal and business needs.

My approach is simple: listen first, educate clearly, and recommend only what truly fits. Clients appreciate my straightforward guidance, deep industry knowledge, and long-term commitment to their success.

If you're looking for a trusted advisor who understands your world and can help you plan with clarity and confidence, let’s connect.

WE GOT YOU COVERED

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

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Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

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Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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Request a quote

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Just fill out the form with your contact information and we’ll get back to you as soon as possible.

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